Expert Guide

Clear, personal guidance through every step of the mortgage process.

Mortgage Guidance

Experts Guide You

From budgeting to closing day, our team keeps the path organized, transparent, and focused on the right loan for your situation.

Step 1: Budgeting

We work with you to go over your budget to see what house payment you can afford without over reaching.

Step 2: Credit Review

We will review you credit situation, and can make recommendations for how to best position yourself to get the best rate. We can also run a simulator that shows exactly what to do to get your score up to qualify or get the best rate.

Step 3: Pre-Approval

We get you a pre-approval letter that you can use with your real estate agent to make offers on properties. Knowing you can obtain a loan gives you an advantage over offers without a pre-approval.

Step 4: House Hunting

Don't have a realtor yet? We work with some of the best realtors in the area and can recommend someone specific to your needs. We can also recommend some great insurance agents that can save you on your monthly payments.

Step 5: Loan Process

We walk you through every step of the loan process including gathering documents, locking you into the lowest interest rate possible, finding the best loan type for your unique situation, underwriting, and preparing for closing.

Step 6: Closing Day

On the day of closing you sign all the documents transferring the property to you and signing the loan note. We make sure there are no surprises for you and work with your realtor to ensure we close on time. Then it's time to get the keys and make lasting memories in your new home.