DSCR – Debt Service Coverage Ratio (DSCR) loans are specifically for investment properties. Approval for these mortgages relies more heavily on the property value and rental income than the borrower’s personal income.

We offer FHA Renovation and Rehab Loans for new homebuyers or existing homeowners.  There are many properties listed for sale that need a little TLC or renovation.  With our renovation programs you can purchase your home with a minimal down payment and finance 100% of the renovation costs!!

Call or Text us today for more information – 203-631-2694

Many state, county and local government programs offer financing for qualifying low-to-moderate income families wishing to purchase their first home. Loan assistance programs like Mortgage Credit Certificate (MCC) offer a partial tax credit for interest on the loan.

These programs typically offer:

• More relaxed qualifying guidelines
• Lower upfront fees
• Lower interest rate
• Fixed rate

We understand that a credit report and the corresponding credit score is only a snap-shot of an individual’s projected creditworthiness at one moment in time.

Are you someone who feels that the credit score does not accurately reflect who you are?

Many people are in the same position.

We offer two a two-step option for borrowers with credit scores that might be a bit low.

1.  We do a FREE CREDIT ANALYSIS that can determine whether we can immediately raise credit scores by performing certain tasks.  It may include paying down the balance on a revolving credit card or paying off a collection account.  Our advice is don’t do anything until you talk with us.  Our analysis will give us the road map to follow.

2.  If the scores are still lower than they should be we offer FHA-insured mortgage programs for lower credit scores.  We will talk with you about these options.

Continental Capital Mortgage Group has one goal – to get you the mortgage that best fits you whether it is for purchase or refinance.